2910 Health Care Reform

viking80fan

One of the remaining few!
2010 Health Care Reform

The House passed the bill 219-212 on Sunday night.

washingtonpost.com

FOXNews.com - House Votes to Pass Health Care Bill, Send 'Fixes' Back to Senate

House delivers health care victory for President Obama - USATODAY.com

House sends health care bill to Obama's desk - Health care reform- msnbc.com

What's in Health Care Bill? Take a Dose - CBS News



An overview of the differences between the House and Senate bills are here.

Proposed Changes in the Final Health Care Bill - Interactive Graphic - NYTimes.com



The major point of contention remaining is language regarding the coverage of abortions. The bill has to clear the Senate Committee before it lands on the President's desk.
 

viking80fan

One of the remaining few!
Re: 2010 Health Care Reform

1) The plan, according to CBO projections, will cut budget deficits by over $1 trillion in its second decade.

2) It will subsidize insurance for a family of four making up to roughly $88,000 annually, or 400 percent of the federal poverty level.

3) It also creates a series of health insurance exchanges designed to make it easier for small businesses, the self-employed and the unemployed to pool resources and purchase less expensive coverage.

4) Medicaid will be significantly expanded, ensuring coverage to those earning up to 133 percent of the poverty level, or just over $29,000 for a family of four.
The bill cuts projected Medicare spending by roughly $500 billion, in part through reductions in the Medicare Advantage program. The bill hikes Medicare payroll takes on families making more than $250,000.


5) Starting in 2013, it also imposes a 40 percent tax on insurance companies providing expensive "Cadillac" health plans valued at more than $8,500 for individuals and $23,000 for families. Proponents of the tax on high-end plans argue it's one of the most effective ways to curb medical inflation. However, many Democrats oppose taxing such policies because it would hurt union members who traded higher salaries for more generous health benefits.
If the compromise bill becomes law, the threshold for imposing the Cadillac tax will be raised to health plans valued at over $10,200 for individuals and $27,500 for families. The tax won't kick in until 2018.


6) Federally funded abortion coverage for people purchasing insurance through the exchanges will be banned under the bill now passed by Congress. Exceptions will be made in cases of rape, incest, or danger to the life of the mother.

7) Illegal immigrants will be barred from buying insurance in the health insurance exchanges.

8) Parents, however, will be entitled to keep their children on their health care plans until age 26.


Buy insurance or pay a fine

1) Under the plan now headed to Obama, individuals are required to purchase health insurance coverage or face a fine of up to $750 or 2 percent of their income -- whichever is greater. It includes a hardship exemption for poorer Americans.

2) Companies with more than 50 employees that don't provide coverage are required to pay a fee of $750 per worker if any of its employees rely on government subsidies to purchase coverage.

3) The compromise package would drop the individual fine to $695 or 2.5 percent of income, whichever is greater. The fine on companies failing to provide coverage would jump to $2,000 per employee.

 

dracula

Did yer mom...then she made me a sammich!!!
A sad day in America, Gov't control of Health Care will ruin this once great country. How in the hell will adding 30,000,000 people to Medicare shrink the deficit? Figure, 30,000,000 people..with an average of $2,664 spent each year, which is the national average...any one wanna do the math?...where is all this money supposed to come from?...


I can't pay it....
 

viking80fan

One of the remaining few!
A sad day in America
Ah come on. Sad day is 9/11. This is legislation that will be changed in the future. This legislation will save money on the long run and those that have health insurance will not see an effect at all.

, Gov't control of Health Care will ruin this once great country
Way off. Government is not running health care. If anything, the government just increased the business of health insurance companies by requiring individuals to buy health insurance. The government does not offer a plan.
The only thing that the government did here is just to mandate the purchase of health insurance by everybody. (This point I do not agree with.)


How in the hell will adding 30,000,000 people to Medicare shrink the deficit? Figure, 30,000,000 people..with an average of $2,664 spent each year, which is the national average...any one wanna do the math?...where is all this money supposed to come from?...
According to the CBO (non-partisan), national health care expenditures would have been $4,530,000,000,000 in 2018. Under this plan, expenditures would decrease to $175,000,000,000 (96% savings). Unfortunately, part of the revenue for medicare now comes from additional taxes on those earning more than $200K or $250K for couples (something I do not agree with)

Q+A: How does healthcare overhaul affect Medicare? | Reuters
 

mike

Yadda Yadda !!!! Who asked ya ?????
A sad day in America, Gov't control of Health Care will ruin this once great country. How in the hell will adding 30,000,000 people to Medicare shrink the deficit? Figure, 30,000,000 people..with an average of $2,664 spent each year, which is the national average...any one wanna do the math?...where is all this money supposed to come from?...


I can't pay it....


Where's it gonna come from ? Those taxes that are going to go up now. So now you can be happy cause your paying for the roofer's health insurance.
 

dracula

Did yer mom...then she made me a sammich!!!
Ah come on. Sad day is 9/11. This is legislation that will be changed in the future. This legislation will save money on the long run and those that have health insurance will not see an effect at all.
Yes this is a sad day...any day our Constitutional Rights are so freely stomped on and applauded by one political party is a really sad day.
This legislation will bankrupt us..the Gov't cannot legislate costs in a free market society . Doctors will quit taking Medicare patients because the Gov't is dropping how much they will pay. Walgreens in Washington State has already announced they won't either. And more will follow. Then where will they go?? There will be a flood into Emergency Rooms, causing backlogs that will put others at risk due to inadequate amounts of medical staff. This will cause costs to go up .

Way off. Government is not running health care. If anything, the government just increased the business of health insurance companies by requiring individuals to buy health . The government does not offer a plan.
The only thing that the government did here is just to mandate the purchase of health insurance by everybody. (This point I do not agree with.)
The Gov't is unconstitutionally telling people they HAVE to buy Health Care. And are hiring 16,000 IRS people to make sure people do. And Head of Health and Human Services will be the one in charge of this. And you will have to note on your tax forms if you do or do not have insurance, which this same person will be able to read at his/her convenience.
And sure, they can't deny due to previous illness, but will charge a higher premium due to higher risk.


Personal health care expenditures would have been $4,530,000,000,000 in 2018. Under this plan, expenditures would decrease to $175,000,000,000 (96% savings). Unfortunately, part of the revenue for medicare now comes from additional taxes on those earning more than $200K or $250K for couples (something I do not agree with).
The CBO cannot make this prediction....
The fact is that the budget office is required to take written legislation at face value and not second-guess the plausibility of what it is handed. So fantasy in, fantasy out.
Plus is also doesn't take into account the lost revenue from raising taxes on the people who create the jobs, causing even more taxes to be raised to offset the loss. And unemployment to stay at current levels. This is something the Radical Left just cannot seem to understand.

Coupled with the scheduled expiration of President George W. Bush's tax cuts at the end of 2010, the Medicare tax would bring the top tax rate on capital gains to 23.8 percent in 2013....less money for the people who create jobs, unemployment stagnates at it's current level...or gets worse.

Under current law, the top rate on capital gains jumps to 20 percent from 15 percent in January. If Congress fails to act on Bush's expiring tax breaks, the dividends, currently taxed at a top rate of 15 percent, will be taxed as ordinary income, with the top rate scheduled to rise to 39.6 percent from 35 percent...even less money for growth, and this will not help job creation either...

A new 40 percent excise tax on high-cost health plans goes into effect in 2018...who do you think will make this cost up??...this will raise costs to the public...

Pharmaceutical manufacturers and importers are to pay an annual fee based on their market share starting in 2011..who do you think will make this cost up??...this will raise costs to the public......

A 2.3 percent excise tax on the sale of medical devices goes into effect on Jan. 1, 2013....who do you think will make this cost up??...this will raise costs to the public.....


Health insurers are to pay an annual fee based on their market share starting in 2014...who do you think will make this cost up??...this will raise costs .
to the public......

And lastly, and maybe most importantly...

A 10 percent excise tax on indoor tanning services goes into effect in July 2010...low income overly-white people will blind the rest of us....
 

viking80fan

One of the remaining few!
Yes this is a sad day...any day our Constitutional Rights are so freely stomped on and applauded by one political party is a really sad day. This legislation will bankrupt us..the Gov't cannot legislate costs in a free market society . Doctors will quit taking Medicare patients because the Gov't is dropping how much they will pay. Walgreens in Washington State has already announced they won't either. And more will follow. Then where will they go?? There will be a flood into Emergency Rooms, causing backlogs that will put others at risk due to inadequate amounts of medical staff. This will cause costs to go up .[/COLOR]
Not taking any action on Medicare or Medicaid would have bankrupt us. At least this covers for the runaway expenditures of these programs. This is not the first time that the government has legislated prices.

The doctors and hospitals expected not to take medicare are the ones that were double charging, re-booking visits, or running unnecessary exams. The capping on expenses will actually save money.

One Walgreens in WA. Is this a franchise policy or just a chain policy? The coverage for prescription medicine actually increased with the new plan.

UNMC actually believes that the backlog on the ER will be alleviated by the new law. Also, any costs that they may have lost treating some of those patients, will actually be cover by whatever health insurance they may have. Also, costs are not expected to go up, because they are expecting to get paid. That is a myth.

BTW, I work at UNMC. We have discussed this at length.

The Gov't is unconstitutionally telling people they HAVE to buy Health Care. And are hiring 16,000 IRS people to make sure people do. And Head of Health and Human Services will be the one in charge of this. And you will have to note on your tax forms if you do or do not have insurance, which this same person will be able to read at his/her convenience.
And sure, they can't deny due to previous illness, but will charge a higher premium due to higher risk.
Although I have a problem with the gov't telling us what we have to purchase, is it unconstitutional that we have to buy car/truck insurance? We have to do that if we want to drive or own a vehicle. Enacting a law that some perceived as unconstitutional and having one person in D.C. enforce it sounds vaguely familiar.....yes, that pesky Patriot Act. Sorry, I digressed.

16,000 jobs created? Well, that cannot happen during the recession. If we want to decrease the unemployment rate, don't we want jobs to be created?

Actually, although those that have pre-existing conditions may end up paying more, the health insurance companies cannot cap how much in a lifetime they will cover.

The CBO cannot make this prediction....
The fact is that the budget office is required to take written legislation at face value and not second-guess the plausibility of what it is handed. So fantasy in, fantasy out. Plus is also doesn't take into account the lost revenue from raising taxes on the people who create the jobs, causing even more taxes to be raised to offset the loss. And unemployment to stay at current levels. This is something the Radical Left just cannot seem to understand.

Coupled with the scheduled expiration of President George W. Bush's tax cuts at the end of 2010, the Medicare tax would bring the top tax rate on capital gains to 23.8 percent in 2013....less money for the people who create jobs, unemployment stagnates at it's current level...or gets worse.

Under current law, the top rate on capital gains jumps to 20 percent from 15 percent in January. If Congress fails to act on Bush's expiring tax breaks, the dividends, currently taxed at a top rate of 15 percent, will be taxed as ordinary income, with the top rate scheduled to rise to 39.6 percent from 35 percent...even less money for growth, and this will not help job creation either...

A new 40 percent excise tax on high-cost health plans goes into effect in 2018...who do you think will make this cost up??...this will raise costs to the public...

Pharmaceutical manufacturers and importers are to pay an annual fee based on their market share starting in 2011..who do you think will make this cost up??...this will raise costs to the public......

A 2.3 percent excise tax on the sale of medical devices goes into effect on Jan. 1, 2013....who do you think will make this cost up??...this will raise costs to the public.....


Health insurers are to pay an annual fee based on their market share starting in 2014...who do you think will make this cost up??...this will raise costs .to the public.....

And lastly, and maybe most importantly...

A 10 percent excise tax on indoor tanning services goes into effect in July 2010...low income overly-white people will blind the rest of us....
One minute you are arguing that we are going broke and the next you are arguing to limit the amount of revenue the gov't collects. I am puzzled.

The other thing is that the projections made by the CBO were made using the language of the bill. You mean to tell me that are making the 96% savings in medicare up? Wow, imagine if it was only 90%. They would be way off. We do not have a problem with the CBO numbers with any other legislation. Just this one.

Forgive me for not understanding what the Bush Tax Cuts have to do with Health Care, but you have forgotten all the incentives companies will get for offering health insurance care to their employers. Most small businesses will not see an effect until 2014.

The excise tax will be paid by employers that self-insure. A practice conducted these days.
 

Thender

TnTU Guru
Drac, Excellent points... And It's not hard to figure out... There is NO way, NO fricken way.... That a spending bill can cut the deficit...

This is just another example of govt. policy over private business wanting control over the money..

And Vike, to answer yer question on buying car insurance, you ARE NOT required to drive a car. THAT is a privilege NOT a right! And health care is NOT a right either...

At least I know there are 219 liberal Dems that are socialist communists that have know idea or do not care of the Constitution of these United States of America...
 

dracula

Did yer mom...then she made me a sammich!!!
One minute you are arguing that we are going broke and the next you are arguing to limit the amount of revenue the gov't collects. I am puzzled

Bacause...the cost of this program will be alot higher than the amount of taxes they take in. They are double counting the medicare cuts, a cheap accounting trick. Add to that the loss of revenue due to unemployment...and this will add billions more to the already too high deficit.
 

dracula

Did yer mom...then she made me a sammich!!!
Free??....that's a laugher....what you can do though, is not buy any insurance until you are sick or injured. Then buy what you need, because they can't deny you. Of course, your premium will be sky high, because you are high risk. And after you are better, you can cancel it. With no penalty. But me and everyone else will have to pay a higher premium to make up for the loss the Insurance Company will incur.
 

viking80fan

One of the remaining few!
And Vike, to answer yer question on buying car insurance, you ARE NOT required to drive a car. THAT is a privilege NOT a right! And health care is NOT a right either...

At least I know there are 219 liberal Dems that are socialist communists that have know idea or do not care of the Constitution of these United States of America...
That is where you and a differ. I do believe that Health Care should be a right. We as a society should strive to prevent, treat, and eliminate disease. One way we can strive to do that is to ensure that everyone has appropriate health insurance. Your attitude is most likely the "I got mine, you get yours." On many things I would agree, but not when it comes to the health of an individual. The health insurance program is also not required. You can simply opt out for a fee. A fee that will not be in effect until 2014, and most likely be changed by then.

This is no where close to socialism. Read about the USSR, North Korea, or even China these days and you will get appropriate examples of socialism.
Could someone please tell how this bill is unconstitutional because I have yet to hear a Constitutional lawyer on Fox or CNN say that it is?

Also how do the liberal Dems not care about the Constitution? The Preamble says that We the People...promote the general Welfare of our nation. Do the liberal Dems care about the Constitution as much as the Conservative Reps did in 2002-2007?
 

viking80fan

One of the remaining few!
Bacause...the cost of this program will be alot higher than the amount of taxes they take in. They are double counting the medicare cuts, a cheap accounting trick. Add to that the loss of revenue due to unemployment...and this will add billions more to the already too high deficit.
The cost on the short-run will be more, the effects won't be seen after a decade.
 

mike

Yadda Yadda !!!! Who asked ya ?????
Just a question, if this isn't a Socialist plan, then what do you call it, and what does Canada have, along with 85% of Europe ? And why do they come here for Healthcare ?
 

viking80fan

One of the remaining few!
Just a question, if this isn't a Socialist plan, then what do you call it, and what does Canada have, along with 85% of Europe ? And why do they come here for Healthcare ?
Imagine having a plan like the rest of the world. Well, can't have that. The difference that I have seen between the Canadian and European systems from the one enacted recently by the U.S., is that Canada and the European are publicly funded. The U.S. only funds Medicare and Medicaid (already established) and the rest is funded by private entities through health insurance plans available to their customers. The only thing that changed with the latest reform is that individuals are required to have insurance or pay a fine. The European and Canadians systems you show up at the hospital and the gov't picks it up. In the U.S. you will have to prove you have insurance, and if you do not have it, you will have to pay for services rendered.

They come to States for Healthcare because the U.S. has the better technology and the better educated professionals in the world. Also, because the Canadian dollar has caught up to the U.S. Dollar and the Euro is way ahead in terms of value, the Canadians and Europeans feel they can get better services for their buck.
 
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